Personal Loans with Local Service You Can Trust
Quick and easy personal loans from $500 to $15,000. Local branches, personal service, and flexible terms designed for your unique needs.
Licensed & Trusted
Licensed by the North Carolina Banking Commission since 1988
Personal Service
Local decisions from people who understand your situation
Fast Approval
Quick application process with prompt, professional service
Convenient Locations
Find the location nearest to you for one-on-one service
Our Loan Services
We look for a way to make you a loan, not a reason to turn you down
Personal Loans
Loans from $500 to $15,000 for any personal need
- Quick approval process
- Flexible payment terms
- Bad credit? We can help
Auto Purchase Loans
Finance your next vehicle with loans up to $15,000
- New and used vehicles
- Competitive rates
- Local processing
Debt Consolidation
Simplify your finances with one manageable payment
- Combine multiple debts
- Lower monthly payments
- Personalized solutions
Local Lenders Who Understand Your Needs
Southern Loans is a licensed North Carolina consumer finance company serving local communities since 1988. We offer personal loans and auto purchase loans designed around your individual needs, not just your credit score.
We believe in respectful service and local decision-making. Our team takes the time to understand your situation and work with you to find a solution that makes sense.
Past credit challenges do not have to hold you back. At Southern Loans, you will get real people, real conversations, and local support you can trust.
Convenient Locations
Find the location nearest to you for one-on-one service
Office Hours
Monday - Friday: 9:00 AM - 5:00 PM
Ready to Get Started?
Contact us today or apply online for fast approval